Credit Card

What is a credit card?

Using a credit card is a convenient option and gives you the freedom to buy now and pay later. Your bank issues a credit card and pays for the product or service. The due amount must be repaid within a period of time. The card comes in handy if you do not want to carry cash or want to purchase a product and have no ready cash. 

Benefits of credit cards:

  • Credit cards are convenient options while traveling domestically or internationally.
  • You can instantly pay your bills online or through a swipe facility at stores. 
  • Credit cards help you build your credit history, if you pay your bills regularly and on time. 

Why avail of a credit card loan?

Liquid cash: A credit card means you will no longer have to carry cash. This reduces the chances of theft domestically and internationally. 

Pay easily: Now you can pay your grocery bills and your retail bills with ease while creating a good credit history. 

Rewards and cashback: Credit cards give attractive benefits in the form of rewards, bonuses, discounts, and cashbacks. 

Special benefits: Some credit cards offer frequent flier points and a subsidy of fuel if you use your credit card to pay for your flight bookings or pay for the fuel at petrol pumps. 

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